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1.5% APY* for 12- and 18-month CDs, to be exact.
Whether you need to recover from the kids’ back-to-school expenses or put your savings to work for you, our CDs are the perfect fit.
But act fast! These rates are only good until the end of the month.
Stop by any of our seven branches to open a CD account and invest in your future.
*Account subject to approval. $1,000 minimum opening deposit required to earn the advertised annual percentage yield (APY). APY accurate as of 08/01/2022. Offer good between 08/01/2022 and 08/31/2022. Rates are subject to change. Interest will be paid annually or at maturity. Substantial penalty for early withdrawal. Fees could reduce earnings on accounts. Excludes public and institutional funds. Other limitations may apply. CDs are FDIC insured up to applicable limits. Member FDIC.
Free digital services available with all checking accounts:
Other free services available:
*U.S. government-issued ID and proof of residency required to open a new account (if current address is not listed on U.S. government-issued ID).
This account is equipped with check-writing capabilities bundled with the convenience and benefits of an electronic checking account.
Earn more with this interest-bearing account.
Must be at least 55 to qualify for this account.
Experience the club with numerous benefits and a suite of services in one package.
A Health Savings Account (HSA) encourages saving for future healthcare expenses. Funds contributed to this account are not subject to federal income tax at the time of deposit.
Savings option without a required large balance. Account access via ATM and ATM card. Earn interest and receive a quarterly statement (or monthly statement with electronic transactions).
Account for youth under the age of 18. Minor must be accompanied by a qualified signer.
Money Market accounts are interest-bearing accounts that don’t tie up funds. Unlike a CD, which locks funds for a set period, a Money Market allows full access to funds; make deposits and limited withdrawals. Ideal for emergencies.
CDs typically yield a higher return over a longer period. At maturity, funds are readily accessible and new strategic options can be discussed.
Retirement savings available with an IRA. Offering Traditional, ROTH, and SEP (for small business owners and employees).
Choose from a variety of sizes, offered at 500 West Main Street in Farmington, NM and 77 West Main Street in Cortez, CO.*
Sizes vary by location
*No insurance coverage is provided on box contents by FDIC or this financial institution.
Other fees
Link your savings account to cover your checking if you become overdrawn. Overdraft protection automatically sweeps increments of $100 for a small fee instead of incurring an NSF fee and a possible fee from the merchant for lack of funds.
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. At Four Corners Community Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide overdraft privilege, a special overdraft service for Four Corners Community Bank customers. Read more about overdraft privilege here.
Certificate of deposit | APY/Interest rate |
---|---|
Certificate of deposit 90 day fix rate CD | APY/Interest rate no |
Certificate of deposit $1,000+ | APY/Interest rate 0.050% |
Certificate of deposit 6-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000+ | APY/Interest rate 0.100% |
Certificate of deposit 12-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 1.500% 1.500% |
Certificate of deposit 18-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 1.500% 1.500% |
Certificate of deposit 24-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 0.250% 0.250% |
Certificate of deposit 30-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 0.300% 0.300% |
Certificate of deposit 36-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 0.350% 0.350% |
Certificate of deposit 48-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 0.450% 0.450% |
Certificate of deposit 60-month fixed rate CD | APY/Interest rate no |
Certificate of deposit $1,000 to $99,999.99 $100,000+ | APY/Interest rate 0.550% 0.550% |
Certificate of deposit rates are subject to change at any time and are not guaranteed until account is opened. APY is based upon annual interest payments. Minimum balance of $1,000 required for all CD’s. Please call (505) 327-3222 for current rates. A penalty may be imposed for early withdrawal.
Transaction Accounts** | APY |
---|---|
Transaction Accounts** Interest Checking | APY 0.050% |
Transaction Accounts** Savings Accounts | APY 0.050% |
Transaction Accounts** Money Market < $50.000.00 | APY 0.050% |
Transaction Accounts** Money Market $50,000 - $99,999 | APY 0.080% |
Transaction Accounts** Money Market $100,000.00 & Over | APY 0.100% |
Offering rates are subject to change without notice.
**The interest rate and annual percentage yield may change after account opening.
**Fees could reduce the earnings on the account.
For current rate information, please call 505.327.3222 (New Mexico), 970.565.8421 (Colorado), or 855.547.3222 (toll free).