Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
A landscape image of a mountain range in Cortez, Colorado
Commercial lending, business banking, and personal accounts backed by local decision-making in Montezuma County.
Walk-ins welcome | 24/7 ATM | Appointments available | Member FDIC
The building at 77 West Main Street has been home to a community bank for generations. Four Corners Community Bank has been offering banking services in Cortez since 2008 and has been at this location since 2013. We made a commitment to continue the tradition of personal, relationship-based banking that Montezuma County depends on. Many of the customers who walk through our doors have banked at this location for decades, and the people behind the counter are neighbors they know by name.
That kind of continuity matters here. Cortez is a community built on trust that’s earned over time, not promised in a brochure. Our team lives and works in the Four Corners Region. Lending decisions are made right here in the Four Corners, not at a distant corporate office. We have the resources to back the businesses and families that keep this community moving forward.
If you’re looking for a bank that understands what it takes to build something here, stop by our downtown location on West Main Street. We’d like to hear what you’re working on.
Montezuma County runs on businesses that have been here for generations and new ventures finding their footing in a growing market. We understand the seasonal rhythms that shape this community, from the tourism traffic that picks up in May through September to the agricultural cycles that drive year-round operations. Our lending team structures deals around how your business actually works, not around a one-size-fits-all formula.
We look at the full picture, find creative ways to move forward, and make decisions quickly because the people reviewing your loan are right here in the Four Corners.
Business Banking Solutions
Commercial & Small Business Lending
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We offer a full range of personal accounts for individuals and families in Montezuma County. Checking, savings, money market accounts, CDs, and IRAs are all available at our Cortez location. We also offer competitive CD rates for customers looking to grow their savings with a predictable return.
Debit cards, credit cards, and online banking are available, and our team is here to walk you through every option in person.
Come See Us DowntownWe’re right on West Main Street in the heart of downtown Cortez. Stop by, meet the team, and tell us what you’re working on. No appointment necessary. Visit us at: Call us at: Branch HoursLobby Hours:
Drive-Up Hours:
ATM: 24/7 |
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Over the past 25 years, Four Corners Community Bank has proudly contributed more than $1 million, combining financial support and employee volunteer efforts, to strengthen education, youth programs, and nonprofit organizations across the communities we serve. In Cortez, that commitment shows up in local sponsorships, donations, and partnerships with organizations that are doing meaningful work right here in Montezuma County.
Organizations We’re Proud to Support
Four Corners Community Bank actively supports organizations that strengthen Montezuma County and the surrounding region:
These are just a few of the organizations close to our heart, along with many others. When you bank with us, you’re supporting a bank that puts its resources back into Cortez and Montezuma County.
Yes. Four Corners Community Bank has served Cortez since 2008. Our team lives and works in Montezuma County, and all lending decisions are made locally by people who understand this community.
We work with multigenerational family businesses, agricultural operations, tourism-related businesses, real estate investors, and small business owners across Montezuma County. Our team understands the seasonal patterns that shape this market and structures lending to match.
Local decision-making, a flexible approach to lending, and direct access to the people who approve your loan. As an established local bank in the Montezuma County market, we have the capacity to handle larger deals while still providing the personal attention a community bank is known for.
We hear that a lot, and we understand the concern. Our team will walk you through the transition step by step, including setting up new accounts, transferring direct deposits, and making sure nothing falls through the cracks. It’s more manageable than most people expect, especially with someone guiding you through it.
Absolutely. We offer checking, savings, money market accounts, CDs, IRAs, debit and credit cards. Our team can help you choose the options that best meet your needs, so stop by our West Main Street location or call (970) 565-8421 and we’ll get you started.
Bring your business formation documents (Articles of Organization, Certificate of Good Standing, DBA filing, or similar), your EIN, and a valid government-issued ID. Requirements can vary depending on your business structure, so call us at (970) 565-8421 ahead of time and we’ll confirm exactly what you need.
Durango, Colorado 2685 Main Ave, Durango, CO 81301
Phone: (970) 259-0457
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:30 a.m to 5:00 p.m. | Saturday: Closed.
Farmington – West Main (Headquarters) 500 West Main Street, Farmington, NM 87401
Phone: (505) 327-3222
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:00 a.m to 6:00 p.m. | Saturday: Closed.
Farmington – East 20th Street 2811 East 20th Street, Farmington, NM 87402
Phone: (505) 327-3222
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. |
Saturday: 9:00 a.m. to 12:00 p.m.
Drive-Up Hours: Monday–Friday: 8:30 a.m. to 5:00 p.m. | Saturday: 9:00 a.m. to 12:00 p.m.
ATM: 24/7
Farmington – East Main 5900 East Main Street, Farmington, NM 87402
Phone: (505) 327-3222
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:30 a.m. to 5:00 p.m. | Saturday: Closed.
ATM: 24/7
Aztec 1301 West Aztec Blvd, Aztec, NM 87410
Phone: (505) 327-3222
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:30 a.m. to 5:00 p.m. | Saturday: Closed.
ATM: 24/7
