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Landscape overview of the San Juan River and City of Framington, New Mexico at sunset

Your Business Runs on Relationships. So Does Our Bank.

Commercial lending, business banking, and personal accounts with local decision-making across six locations including three Farmington locations. Serving San Juan County for over 25 years.

 

Six branches including three Farmington locations | Saturday hours available | 24/7 ATMs | Member FDIC

 

More Than a Bank. A Farmington Institution.

Four Corners Community Bank has been part of the Farmington business community for more than 25 years. In that time, we’ve grown into the 3rd largest bank in the San Juan County market. This matters because we have the resources to back your plans, but the way we operate hasn’t changed since day one.

Lending decisions are made here in San Juan County by people who understand this market firsthand. Our board members, leadership, and staff live in the Four Corners Region and the surrounding communities. When you call, you reach someone who knows your name. When you need a decision, you get one from a person who understands what it takes to build something in the Four Corners.

With three locations across Farmington, including Saturday hours and 24/7 ATM access at select branches, we’ve made it easy to bank on your schedule. Stop by whichever location works best for you.

 

Business Banking & Commercial Lending

Built for the Way Farmington Does Business

San Juan County runs on businesses that range from established, multigenerational operations to new ventures finding their footing. We work with all of them. Real estate investors, contractors, retail owners, professional service firms, and entrepreneurs across the region count on our team to move quickly and think creatively.

We look at the full picture, structure financing around how your business actually operates, and make decisions locally. No waiting on a distant corporate office. No rigid formulas that ignore context.

Business Banking Solutions

  • Business checking and savings accounts
  • Business credit cards
  • Cash management services (Positive Pay, ACH)
  • Remote deposit capture
  • Merchant services and credit card processing
  • Autobooks invoicing and accounting tools
  • Payroll cards for employees

Commercial & Small Business Lending

  • Commercial real estate loans
  • Investment property financing
  • Business acquisition and expansion financing
  • Equipment financing
  • Lines of credit
  • Capstone Capital Express loans
  • Construction and development loans
 

Personal Banking

Your Accounts, Your Way

We offer a full range of personal accounts for individuals and families in San Juan County. Checking, savings, money market accounts, CDs, and IRAs are all available at any of our three Farmington locations.

Debit cards, credit cards, and online banking round out the picture. And if you have questions about which accounts make the most sense for your situation, our team is here to walk you through it in person.

 

 

Our Farmington Locations

Three Branches Across Farmington. One Team.

Every service we offer is available at all three of our Farmington branches. Choose the location that fits your schedule and your side of town.

West Main Street (Downtown):
500 West Main Street, Farmington, NM 87401 

Phone:
(505) 327-3222 

Branch Hours

Lobby Hours:

  • Monday–Thursday: 9:00 a.m. to 4:00 p.m.
  • Friday: 9:00 a.m. to 5:00 p.m.
  • Saturday: Closed.

Drive-Up Hours:

Monday–Friday: 8:00 a.m. to 6:00 p.m. 

Our downtown location has the longest drive-up hours in the FCCB network.

 

East 20th Street:
2811 East 20th Street, Farmington, NM 87402 

Phone:
(505) 327-3222 

Branch Hours

Lobby Hours:

  • Monday–Thursday: 9:00 a.m. to 4:00 p.m.
  • Friday: 9:00 a.m. to 5:00 p.m.
  • Saturday: 9:00 a.m. to 12:00 p.m. 

Drive-Up Hours:

  • Monday–Friday: 8:00 a.m. to 5:00 p.m.
  • Saturday: 9:00 a.m. to 12:00 p.m. 

ATM: 24/7 

Walk-ins welcome, including Saturday mornings.

 

East Main Street:
5900 East Main Street, Farmington, NM 87402 

Phone:
(505) 327-3222

Branch Hours

Lobby Hours:

  • Monday–Thursday: 9:00 a.m. to 4:00 p.m.
  • Friday: 9:00 a.m. to 5:00 p.m.
  • Saturday: Closed.

Drive-Up Hours:
Monday–Friday: 8:30 a.m. to 5:00 p.m. 

ATM: 24/7 

Serving the Four Corners Region.

 

photo of the front of the Farmington main office

 

Community Investment

Farmington Is Home

Four Corners Community Bank’s board, leadership, and staff live in the Four Corners Region and surrounding communities. We’re raising families here, supporting local businesses, and investing in the same community our customers are building.

Over the past 25 years, FCCB has contributed more than $1 million in combined financial support and employee volunteer time to education, youth programs, and nonprofit organizations across the communities we serve. In Farmington and San Juan County, that commitment shows up in local sponsorships, donations, and partnerships with organizations doing meaningful work right here at home.

Organizations We’re Proud to Support

Four Corners Community Bank actively supports organizations that strengthen San Juan County and the surrounding region:

  • Four Corners Stockman’s Association – Encouraging and uplifting local youth involved in agriculture and livestock
  • Mayor’s Ball – Supporting a key community event that raises funds for local nonprofits
  • Masada House – Providing care, shelter, and support for women in need
  • Night to Shine – Celebrating and honoring individuals with special needs through an annual prom experience
  • Riley Men’s Health Fund – Improving the health and well-being of men throughout San Juan County

These are just a few of the organizations close to our heart, along with many others. When you bank with us, you’re supporting a bank that puts its resources back into Farmington.

 

Common Questions About Banking in Farmington

What types of businesses does Four Corners Community Bank work with?

We work with a broad range of businesses across San Juan County, from startups and sole proprietors to established companies, real estate investors, and multigenerational family operations. Our team understands the Farmington market and structures lending around how your business actually works.

What makes Four Corners Community Bank different from larger banks?

Local decision-making, direct access to leadership, and over 25 years in this community. We’re the 3rd largest bank in the San Juan County market, which gives us the capacity to handle larger deals. But our loan officers, branch managers, and even our president are accessible and involved. That’s not something you’ll find at a national chain.

Do you have a branch with Saturday hours?

Yes. Our East 20th Street location is open Saturday mornings from 9:00 a.m. to noon, with both lobby and drive-up service available. It also has a 24/7 ATM.

Do you work with real estate investors?

Yes. We have deep experience financing investment properties in Farmington and San Juan County. Our lending team understands local property values and market conditions, and we’re known for moving quickly when a deal requires it.

I'm thinking about switching banks but it sounds like a hassle. Can you help?

We hear that a lot, and we understand the concern. Our team will walk you through the transition step by step, including setting up new accounts, transferring direct deposits, and making sure nothing falls through the cracks. It’s more manageable than most people expect, especially with someone guiding you through it.

Can I open a personal account at any of your Farmington locations?

Yes. Checking, savings, money market accounts, CDs, IRAs, debit and credit cards are available at all three branches. Some accounts may require in-person setup, so stop by whichever location is most convenient or call (505) 327-3222 to get started.

What should I bring when opening a business account?

Bring your business formation documents (Articles of Organization, Certificate of Good Standing, DBA filing, or similar), your EIN, and a valid government-issued ID. Requirements can vary depending on your business structure, so call us at (505) 327-3222 ahead of time and we’ll confirm exactly what you need.

Let’s Talk

You don’t need an appointment to walk into any of our three Farmington branches. Bring your questions, your goals, or just stop in to introduce yourself. We’d like to hear what you’re working on.

More Four Corners Community Bank Locations

Aztec 1301 West Aztec Blvd, Aztec, NM 87410
Phone: (505) 327-3222
Lobby hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:30 a.m. to 5:00 p.m.
ATM: 24/7

 

Cortez, Colorado 77 West Main Street, Cortez, CO 81321
Phone: (970) 565-8421
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:00 a.m. to 5:00 p.m. | Saturday: 9:00 a.m. to 12:00 p.m.
ATM: 24/7

 

Durango, Colorado 2685 Main Ave, Durango, CO 81301
Phone: (970) 259-0457
Lobby Hours: Monday–Thursday: 9:00 a.m. to 4:00 p.m. | Friday: 9:00 a.m. to 5:00 p.m. | Saturday: Closed.
Drive-Up Hours: Monday–Friday: 8:30 a.m to 5:00 p.m.